Bonus value depends on reward type, eligibility, wagering terms, expiry rules and the limits attached to withdrawals.
What a Welcome Bonus Is Really Worth
A welcome bonus can look substantial in an advert while representing something quite different from cash in an account. I have learned to start with the reward’s form, not its headline: a cash-style bonus, a set of free spins and a deposit match are not interchangeable measures. Their stated amounts tell only part of the story.
A specialist review lists five examples for UK readers: LuckyMate pairs a £10 bonus with 50 free spins; BetWright Casino lists 100 free spins; Quickbet also lists 100 free spins; BetMGM Casino lists 200 free spins; and Casumo offers a 50% deposit match up to £100. These are the offers as that review presents them, not a permanent market-wide ranking. Welcome deals change, so the listing should be treated as a snapshot rather than a promise that the same terms will still be available.
The figures also describe unlike things. LuckyMate’s listing combines a stated cash-style amount with spins. BetWright, Quickbet and BetMGM express their offers in spins, while Casumo expresses its offer as a percentage match with a cash ceiling. A larger spin count does not, by itself, establish a larger cash value. The spin stake, the games available and the rules for any winnings all matter; the count alone cannot tell how much a player will ultimately be able to withdraw.
Cash-style amounts and deposit matches
The £10 attached to LuckyMate is the clearest amount in the group, but “bonus” is not the same as cash already available to withdraw. It describes a promotional balance under the offer’s terms. The listed 50 spins are another reward type, not a cash equivalent that can simply be added to the £10. The combination may look like a bigger package at first glance; in practice, each part needs to be understood on its own.
Casumo’s 50% match is also easy to misread. The “up to £100” figure is a ceiling on the match, not a statement that every customer receives £100. The amount depends on the qualifying deposit and the offer’s conditions. A percentage can sound generous while leaving the actual bonus value unknown until the deposit amount and eligibility rules are clear. On the face of the advert, it is a rate plus a cap—not a guaranteed sum.
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That distinction matters when comparing online casinos with a welcome bonus. A fixed bonus amount is not measured in the same way as a percentage match, and neither is directly comparable with a number of spins. The largest online casino sign-up bonus, if “largest” means the biggest number printed in an advert, may not be the offer with the greatest practical value. Different units make a neat league table misleading.
What the spin counts do—and do not—say
Among the listed spin offers, BetMGM Casino has the highest stated count at 200. BetWright Casino and Quickbet each list 100, while LuckyMate lists 50 alongside its £10 bonus. That gives a straightforward comparison of the advertised quantities. It does not establish which one is the best welcome bonus: the worth of each spin depends on its terms, and the count does not reveal the outcome of play.
I would not convert spins into pounds without knowing the value assigned to each spin and the conditions attached to winnings. Even when two operators advertise the same number, the underlying reward can differ. A spin count is a unit of access to a game, not a cash balance. That is why a real-money casino welcome bonus should be assessed by the reward it actually provides and the terms that govern it, rather than by the largest-looking numeral.
A specialist review notes that the value of an offer also turns on eligibility, any qualifying deposit, game contribution, expiry and withdrawal conditions. Those details can alter what the headline means, so a comparison based only on the figures shown is incomplete. The advert is the opening line. The terms supply the rest.
Comparing like with like
For a useful first pass, the listed offers fall into three groups: a cash-style bonus paired with spins, spins without a stated cash amount, and a deposit match expressed as a percentage with a maximum. Within the spin group, BetMGM leads by count in this snapshot; within the match group, Casumo gives a rate and a cap; LuckyMate supplies a stated £10 amount as well as spins. These are distinctions in presentation, not a verdict on which offer pays best.
LuckyMate
Combines a £10 bonus with 50 free spins.
BetWright Casino
Lists 100 free spins.
Quickbet
Lists 100 free spins.
BetMGM Casino
Lists 200 free spins.
The top online casino sign-up bonus is therefore not self-evident from a headline. A count of spins, a bonus balance and a match rate answer different questions. For a fair comparison, the same basis has to be used: what is credited, what deposit qualifies, what restrictions apply, and what can eventually be withdrawn. Without that, “best” is mostly a judgement about which advert looks most impressive.
UK readers should also separate the appearance of an offer from the status of the operator behind it. Online gambling is legal in the UK only through operators holding the relevant UK Gambling Commission licence. A promotional listing does not, on its own, establish that status. A real-money online casino bonus is worth considering only in the context of a legally operating site and its stated terms.
The figures make a useful shortlist, not a final calculation. In this snapshot, 200 spins is the biggest stated spin count; £100 is Casumo’s match ceiling; and LuckyMate’s listed package includes a £10 bonus. Different measures. Different rules.
The Mechanics Behind the Bonus Headline
A welcome bonus has two balances hidden inside one headline: the amount the operator advertises and the amount that can eventually be withdrawn. Bonus funds are not automatically cash. They are credit subject to conditions, and the central condition is wagering: the amount that must be staked before the bonus-related balance becomes eligible for withdrawal.
UK Casino Bonuses: Free Spins and No-Wagering Offers
I have seen the distinction get lost in the word “bonus”. It sounds like money already earned. In practice, it is a conditional balance. A deposit may remain withdrawable under the account’s rules, while bonus funds and winnings associated with them remain restricted until the wagering requirement is met. The terms determine which balance is being wagered and what counts toward completion.
What the wagering figure means
A wagering requirement is commonly expressed as a multiple of the bonus amount. Under the Great Britain licensing regime, the requirement applied to bonus funds cannot be more than ten times the bonus amount. That is a ceiling, not a promise that every offer uses the maximum, nor a statement that all wagering conditions disappear below it.
The arithmetic is straightforward. A £20 bonus with a ten-times requirement calls for £200 in total stakes. That total is the amount wagered, not a target profit and not a sum that must be deposited. Stakes can be lost or returned through play; meeting the figure does not mean the account will contain the same amount afterwards. The commercial point is easy to miss: turnover is a condition of release, not a guarantee of cash value.
The cap matters because wagering multipliers can make a modest credit feel larger than it is. A lower multiplier reduces the required turnover, but the wider terms still matter: which games count, whether the bonus has a qualifying deposit, and what happens to bonus funds if the conditions are not completed. The Great Britain limit constrains wagering on bonus funds; it does not convert a promotional balance into unrestricted cash.
A wagering requirement is a multiple of the bonus amount. Under the Great Britain licensing regime, the requirement applied to bonus funds cannot be more than ten times the bonus amount.
There is a further distinction in the wording of a promotion. The requirement may be attached to the bonus, rather than to the deposit or to the combined deposit-and-bonus balance. Those are different calculation bases. I would read the definition of “wagering requirement” alongside the clause explaining the eligible balance, rather than infer the calculation from a headline multiple alone. A neat figure can conceal an important denominator.
Deposits, codes and activation
A qualifying deposit is the deposit that satisfies an offer’s stated entry condition. The deposit is not necessarily equal to the bonus, and a match offer does not mean that the operator has handed over cash without strings. Its job is to establish eligibility for the promotional credit. The terms set out what deposit qualifies and how the bonus amount is calculated.
Promo codes are another point where a headline and the actual offer can part company. A specialist review describes offers that require a code during the deposit process, alongside offers that are applied automatically. A code is not decorative: if it is required and omitted, the intended promotion may not attach to the account. Conversely, an automatic offer may not require a code at all. The offer’s own terms decide which route applies.
That is why the deposit step is not merely a payment detail. It can determine whether the right promotion is selected and whether the qualifying conditions have been met. The code, deposit and bonus are separate parts of the transaction, even when an advert presents them as one simple package. Small print does the sorting.
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Game contribution changes the pace
Wagering only advances when a qualifying stake is placed on a game that counts under the offer’s rules. The contribution rate determines how much of that stake is recognised. If a game contributes in full, the entire qualifying stake counts; if it contributes at a reduced rate, only part of it advances the requirement. A game excluded from the terms contributes nothing.
This changes the practical meaning of the multiplier. Two players can have the same bonus and the same stated requirement, yet make different progress if they choose games with different contribution rates. The number beside “wagering” is therefore only one part of the calculation. Game eligibility and contribution determine how quickly qualifying turnover accumulates.
Operators set these clauses because different games have different mechanics and margins. In my experience, the headline tends to foreground the bonus amount and keep contribution detail in the terms. That is not a contradiction; it is a separation between the sales message and the accounting rule. But it does mean that a large contribution rate should not be assumed across every game.
When the balance can be withdrawn
Completion of wagering is the point at which the bonus-related balance may become eligible for withdrawal, subject to the remaining terms. It is not the same as placing a final stake or seeing the progress indicator move. The relevant conditions need to be satisfied together: the eligible balance, the required turnover and the games that count. A withdrawal before completion may affect the bonus under the operator’s rules.
Understanding Bonuses
- A welcome bonus is a conditional balance, not guaranteed cash.
- Wagering requirements determine when bonus funds become eligible for withdrawal.
- Game contribution rates affect how quickly wagering requirements are met.
- Completion of wagering is the point where balances may become withdrawable.
The most useful way to read a casino sign-up bonus is as a sequence of conditions, not a single sum: qualifying deposit, promotional credit, eligible play, recognised stakes, completed wagering, then withdrawal eligibility. Each step answers a different question. The headline says what is being offered; the rules say what has to happen before it can leave the account. That is the real mechanism.
No-Deposit Offers: Free Spins, Conditions and Cash-Outs
A “no-deposit” offer describes what is not required at the point of claiming it: an initial deposit. It does not, by itself, describe what the reward is worth or whether winnings can be withdrawn straight away. I learned to separate those questions after seeing how easily the word “free” can blur the line between a promotional credit and cash available to a customer.
The reward may be free spins or bonus funds. Neither label guarantees an immediate cash-out. Spins are chances to play; any winnings they produce may be treated as bonus funds, with conditions attached before withdrawal. A bonus-funds award is also distinct from cash: its stated amount can be subject to playthrough rules. The practical value depends on the terms governing the reward, not just the fact that no deposit was needed to receive it.
There can be a step before the spins arrive, too. A specialist review describes welcome offers that require a qualifying stake before free spins are credited. That condition matters because “no deposit” does not necessarily mean “nothing to do first”. A qualifying stake is a requirement to place a specified wager under the offer’s rules; it is not the same as receiving cash. The relevant terms should make clear what counts, which games qualify and whether the stake must be made with particular funds.
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That distinction changes how an offer should be read. A headline promising spins without a deposit may refer to the reward’s entry point, while the detailed terms define the route to it. If the qualifying condition is not met, the spins may not be credited. If they are credited, their winnings may still remain restricted. The offer can be free to claim and still involve conditions that determine whether anything becomes withdrawable.
Free-spin winnings are not automatically cash. A specialist review reports that winnings from free spins can carry a wagering requirement before withdrawal. In plain terms, the resulting balance may need to be wagered under the offer’s rules before it can be cashed out. That requirement applies to the winnings, not necessarily to the face value of the spins themselves. The terms should identify which balance is subject to playthrough and what has to happen before a withdrawal is permitted.
“Real money” in promotional language can also create a misleading impression. It may describe the prospect of winning a monetary balance, not an unconditional payment. A displayed win and a withdrawable balance are not always the same thing. The difference lies in whether the reward is held as bonus funds, whether wagering applies, and whether other withdrawal conditions remain. Those details are more useful than the label used in an advert.
The same care applies to claims of “no wagering”. In ordinary usage, a no-deposit offer and a wager-free offer are not interchangeable descriptions. No deposit refers to whether a deposit is needed to obtain the promotion; wager-free refers to whether winnings are subject to playthrough. A promotion can be no-deposit while still attaching wagering conditions to its winnings. The wording in the terms, rather than the offer’s short title, decides which applies.
Do
- Identify the reward type first.
- Check if a qualifying stake is required.
- Establish the rules for winnings.
Don’t
- Assume ‘free’ means no conditions apply.
- Treat spins and cash as interchangeable.
- Ignore the small print regarding withdrawals.
I would read the offer in this order: identify the reward, check whether a qualifying stake is needed to receive it, then establish what happens to any winnings. That sequence prevents the common mistake of treating a free spin, a bonus balance and cash as if they were the same thing. It also makes small-print language easier to assess: a condition may govern access to the spins, while a separate condition governs withdrawal of their proceeds.
For a no-deposit casino sign-up bonus with free spins, the useful question is not simply whether the reward costs anything to claim. It is what must happen between registration and a possible cash-out. A clean description separates the reward from its winnings and states whether those winnings are restricted. Without that distinction, “free” tells very little about the money a customer can actually take out.
A genuinely wager-free promotion is a narrower case: its terms say that winnings are paid as cash without playthrough. That is different from an ordinary no-deposit reward whose winnings remain subject to wagering. The phrase should be treated as a specific condition, not inferred from the absence of a deposit. No deposit is only the starting point. The cash-out rules decide the rest.
How Casino Sites and Apps Credit a Welcome Offer
A welcome offer is not credited simply because an account has been opened. A specialist review describes the claim as a sequence: registration, opting in to the promotion and making a deposit. The order matters. An account can exist without the promotion being attached to it, and a deposit made before the offer is selected may not qualify.
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Registration creates the account that the operator uses to identify the customer and record the chosen promotion. The same basic steps apply whether the casino is accessed through a website or an app, although the buttons and labels may differ. In practice, the offer can appear as a choice during sign-up, in a promotions area, or at the point where a deposit is set up. The wording on screen is what counts: a banner describing a welcome bonus is not, by itself, confirmation that it has been activated.
Opting in is the part that is easiest to miss. Some operators ask for a clear selection; others may present the offer during registration or in the deposit flow. Where a promo code is required, it must be entered in the designated field rather than assumed from a page link or an advert. Other promotions may be applied automatically after the required steps. The operator’s terms and the confirmation shown in the account determine which route applies.
Before the first deposit
Age verification is required before an operator can allow a customer to deposit. That check is part of opening a real-money account, not an optional extra attached to the promotion. A registration form may collect personal details first, but depositing must wait until the operator has verified the customer’s age.
Before Depositing
- Verify the operator holds a UK Gambling Commission licence.
- Set personal financial limits and account-level controls.
- Confirm the age verification process is complete.
- Ensure the correct promotion is selected or the correct code is entered.
There is another step before that first deposit: remote operators must prompt new customers to set a financial limit and make account-level limit controls available. This is a separate account safeguard, not a bonus choice. I have seen promotional screens make the offer feel like the main event; the deposit controls are just as consequential.
A UK-facing online casino also needs a current UK Gambling Commission operating licence. That status matters beyond the offer itself: licensed operators must provide responsible-gambling tools, including self-exclusion, and an internal complaints process with access to an approved Alternative Dispute Resolution service. An app’s presence in a store or a polished mobile website does not establish that regulatory status. The UK Gambling Commission’s public register is the place to verify a licence before depositing.
Payment selection can affect whether a deposit goes through. UK-licensed casinos cannot accept credit cards for gambling, including credit-card funding routed through a money service business. They also cannot accept wallet payments where the wallet allows credit-card funds to be used for gambling. A deposit method being visible on screen is not necessarily proof that every funding source behind it is permitted.
Website, app, and confirmation
The mechanics are broadly similar across a casino website and a casino app: sign in or create an account, select the offer if required, complete any requested checks, set the required account limit, then make an eligible deposit. The app may place promotions in a separate menu, while the website may show them in a banner or cashier flow. Navigation changes; the operator’s terms do not.
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Before completing the deposit, the account should show which promotion has been selected, or whether it will be applied automatically. Afterward, a confirmation message or promotion entry can help establish that the offer was attached. If nothing appears, it is better to pause and contact the operator through its support channel than to make another deposit on the assumption that the first one failed.
A “one-click” claim is often shorthand for a sequence that still involves account details, opt-in and deposit. No deposit casino offers are a different route: where an offer genuinely requires no deposit, that step is absent, but registration and any stated activation instructions still matter. The label alone does not complete the claim.
Small sequence. Real consequences.
New-Customer Offers and the Eligibility Fine Print
A welcome offer is a customer-acquisition incentive, so its intended audience is built into the deal: people who have not previously held an account with that operator. In my experience, this is where the word “new” does more work than the headline suggests. It is not simply a label for a recently opened casino site; it describes the customer’s relationship with the business offering the bonus.
That distinction matters when a casino is newly launched or newly visible in Britain. A new site with a welcome bonus is not necessarily offering the incentive to everyone arriving there. The offer may be reserved for people who meet the operator’s new-customer definition, and a person’s status at that operator is separate from whether they have accounts elsewhere. The precise test is in the offer terms, not in the age or branding of the site.
Eligibility Rules
Restrictions such as ‘one offer per household’ or specific deposit method exclusions can prevent you from receiving a bonus even if you meet other criteria.
A specialist review of welcome deals describes restrictions such as one offer per household and exclusions for certain deposit methods, including some e-wallets. Those details are not a universal rule for every casino; they illustrate why the eligibility wording needs to be read for the specific offer. “One per household” can matter even where two adults register separately. The operator may treat a shared home as the relevant unit for the promotion, rather than treating each individual registration as automatically independent.
Payment-method exclusions can create a different kind of mismatch. A deposit method may be available for ordinary account use but not qualify for a welcome deal. That does not necessarily mean the method is prohibited altogether; it means the promotion may define eligible deposits more narrowly. I have seen the distinction cause confusion because the deposit itself can go through while the promotional entitlement does not follow. The terms determine whether that method counts.
This is relevant to offers described as a free sign-up bonus or a no-deposit offer as well as to deposit-based deals. The phrase “free” describes the advertised entry point, not a guarantee that every account will qualify. New-customer status and any stated exclusions still govern access to the offer. A search for casinos with no-deposit bonuses can therefore surface promotions whose eligibility is narrower than the headline implies.
The same applies to free spins attached to slot games. Their presence in an advert does not settle who may receive them. The operator’s definition of a new customer and any household or deposit-method restriction remain separate questions. I would treat the promotion terms as the deciding document, rather than assuming that a newly created account or an apparently qualifying deposit is enough.
There is also a regulatory boundary around the market. Operators offering real-money gambling to customers in Great Britain must hold a UK Gambling Commission licence. A prominent welcome offer, including one shown by a site that appears new, does not replace that requirement. Eligibility for a promotion and the operator’s legal status are distinct checks.
The practical lesson is narrow but important: “new customer” is a condition, not a courtesy description. Household wording can affect more than one person, and an excluded deposit method can prevent an otherwise eligible customer from receiving the promotion. Read the specific terms. Headlines leave things out.
Tracking Bonus Progress in an Online Account
After a welcome bonus has been activated, the account area is the place to look for its current status. A specialist review describes casinos as providing an account section where bonus balance and wagering progress can be monitored. That is a useful distinction: the offer page explains the promotion, while the account view shows what the system has recorded against the active bonus.
I treat the bonus balance and the wagering-progress figure as separate pieces of information. The balance indicates the amount the account associates with the bonus; the progress indicator shows how much of the stated playthrough has been completed. Neither label, on its own, tells the full story of what can be withdrawn. The account screen is a tracking tool, not a replacement for the offer’s terms.
The most useful check is whether the figures relate to the intended promotion. An account can contain more than one visible balance or status, so a number without its label is easy to misread. The bonus section should identify the active offer and show progress in its context. If the display is unclear, the operator’s terms and account messages are the reference points for understanding what the figures represent.
Monitoring Progress
The account section is a tracking tool that shows your current bonus balance and how much of the wagering requirement has been completed.
It is important to ensure the displayed status matches the specific offer terms, as a number without a clear label can be easily misread.
I also separate recorded progress from the result of a particular game session. A change in the account’s bonus status is what matters for tracking; a win or loss on screen does not, by itself, explain how the promotion has been credited. The account panel gives a running view rather than a narrative of every decision behind the calculation.
On a mobile casino site, the same question remains: can the account area make the bonus balance and wagering progress easy to identify? A compact layout may put account information behind a menu, but the key is not the screen size. It is whether the status is clearly tied to the active welcome bonus. A headline claiming the “best online casino sign up bonus” says nothing about the quality of that tracking.
I use the account section as a checkpoint after activation and during play, not as a promise that every condition has been met. If the displayed status does not match the offer details, the discrepancy needs clarification from the operator before relying on the figure. Clear labels matter. So does context.
The Clock on Bonus Funds and Free Spins
A welcome bonus is not only a balance or a set of spins; it is also a countdown. Bonus funds and free spins commonly expire within a defined period, with the stated window often falling between 7 and 30 days. The exact start point matters: terms may count from the moment a bonus is credited, while a spin offer may have its own expiry after it becomes available. Those clocks need to be read separately.
I learned to treat the date as part of the offer, not as small print to inspect later. A large-looking bonus can lose practical value if its expiry arrives before the conditions attached to it are completed. The same applies to spins that sit unused in an account. Once the deadline passes, an unplayed reward may disappear; where winnings have already been generated, the terms determine whether those are affected too.
There can be more than one deadline. The reward itself may expire, and the wagering period may run on a separate clock. A specialist review describes wagering windows of 7 to 30 days; that range is a report about reviewed offers, not a promise that every casino uses the same period. The operator’s own terms are the controlling detail for a particular promotion.
This distinction is easy to miss in a casino sign-up bonus with no deposit. “Free” describes the initial cost to receive an offer, not how long it remains available. A bonus can require action within its validity period, and a separate deadline can apply to meeting wagering conditions. The two dates may begin at different points, so one cannot safely be inferred from the other.
I would check three things before treating any bonus as usable: when the clock starts, when the reward expires, and whether wagering has its own end date. The wording should also make clear what happens when a deadline is missed. If those dates are unclear, the headline value does not resolve the uncertainty. Time is a condition in its own right.
What happens when a bonus expires?
Bonus funds and free spins commonly expire within a defined period, often between 7 and 30 days. Once the deadline passes, unplayed rewards may disappear.
Does a no-deposit offer mean I can withdraw instantly?
Not necessarily. A no-deposit offer refers to the entry point, but winnings from those spins or bonuses may still be subject to wagering requirements before they can be cashed out.
Not a minor detail.
When an ‘Exclusive’ Package Means Several Deposit Stages
An offshore package advertised as worth more than £5,000 is not necessarily a single welcome bonus. A specialist review described packages built across several deposits, with each stage adding a separate incentive. The headline total can therefore depend on making later deposits, not simply claiming the first offer.
The structure may begin with a 100% match on the first deposit, capped at £500. Later deposits may carry match rates of 50–75%, alongside additional free spins. Those are separate steps, each with its own qualifying deposit and terms; the combined figure is a sum of potential rewards, not cash placed in an account at sign-up.
I have seen how the word “exclusive” does its work: it makes a staged sequence sound like one exceptional prize. In practice, the player must decide whether each further deposit is worthwhile on its own. The total is only meaningful when the required deposits and the conditions attached to each stage are clear.
There is a more consequential distinction. Offshore casinos sit outside the UK Gambling Commission’s system. They do not provide UKGC dispute resolution or GAMSTOP coverage, and UKGC requirements on stake limits and bonus rules do not apply to them. Remote operators serving British customers are required to hold a UKGC licence; online gambling is legal in the UK only at licensed sites.
Large headline. Separate decisions.
Wager-Free No-Deposit Offers: What ‘Wager-Free’ Actually Means
“Wager-free” describes what happens to winnings, not simply whether a deposit is required. A specialist review describes this type of offer as paying winnings in cash without a playthrough requirement. That is the key distinction: the winnings do not have to be staked again to clear a wagering condition.
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A no-deposit offer is not automatically wager-free. It may award spins or bonus funds without requiring an initial deposit, yet still attach wagering conditions to any resulting winnings. The label “free” can therefore refer to how the reward is received, not to unrestricted cash.
I have seen these terms blurred in promotional copy. The useful test is to separate the two questions: is a deposit needed to claim the offer, and must winnings be played through before withdrawal? One answer does not settle the other.
Where an offer is explicitly described as wager-free, the cash treatment applies to its winnings under the stated terms. It should not be read as a general promise that every no-deposit reward can be withdrawn immediately. The wording matters. So do the terms attached to that specific offer.
Free Spins on Slots: Contribution and Withdrawal Limits
When a welcome bonus includes slot spins, the game’s contribution to wagering is a separate question from the value of any winnings. Slots generally count in full towards a wagering requirement, while live tables and blackjack can count at a lower rate or be excluded. In practical terms, the same amount staked on a slot may move bonus progress further than a stake on a table game.
I have seen this distinction cause confusion: a spin can feel like a standalone reward, yet its winnings may be treated under bonus rules rather than as immediately withdrawable cash. The game contributes; the payout still has conditions.
There can also be a ceiling on what may be withdrawn from free-spin winnings. A specialist review describes this restriction on some offers; it should not be assumed to apply to every promotion. Where a cap is present, winnings above it may not be paid out, even if play has otherwise met the applicable requirements. Check the offer’s terms for the eligible slot, how winnings are credited, and any withdrawal limit attached specifically to those winnings.
That is the distinction worth keeping in view: contribution describes progress through wagering; a withdrawal cap describes what can leave the account. One does not cancel the other.